Sentinle

KYC · KYB · Fraud intelligence

One grid against fraud.

60+ identity, business and financial verifications on one platform — with an evidence-grade audit trail on every check. Built by operators who fight fraud daily, not a software vendor.

Book a demoSee the case file →
60+ verification types< 60 sec per check2,50,000+ checks/month100% queries audit-loggedData resident in India

01 · You know this story

Verification is easy. Defensible verification is not.

01

A chargeback hits. You have 48 hours to prove you KYC'd the customer.

02

Your bank freezes the account. They want everything you know about one UPI handle — by Friday.

03

The regulator asks for a customer report. It takes your team three days to compile.

04

A mule slipped through onboarding. Now every account he touched is contaminated.

Generic KYC vendors sell you API calls. None of them were built for the day it goes wrong.

02 · The scale of it

India loses more than ₹60 crore a day to fraud.

₹22,495 Cr

reported cyber fraud losses, 2025

24+ lakh

NCRP complaints in one year

₹2.23 lakh Cr

GST evasion detected in FY25

26.48 lakh

mule accounts identified

Sources: MHA / Rajya Sabha replies 2026 · Lok Sabha reply Aug 2025 · I4C

Sentinle exists because the grid was missing.

03 · Why Sentinle exists

We run our own money through this.

Sentinle isn't a KYC vendor's product. It's the engine that clears every transaction at Plutope — a regulated VDA business operating to FIU-IND reporting standards, moving real volume daily. Every feature exists because we needed it to survive: the freeze-defense report, the mule flags, the chargeback evidence pack. We're not selling you software. We're selling you our own survival kit.

04 · The platform

Every verification India runs, on one screen.

Identity

Aadhaar OTP · PAN · Passport · DL · Voter

Business

GST · CIN · DIN · TAN · Udyam · FSSAI

Banking

Penny-drop · Penny-less · IFSC · Mobile-to-VPA · UPI

Tax

ITR compliance · Form 26AS

Biometric

Face match · Liveness

Vehicle

RC · e-Challan

Utility

Electricity bill

Documents

DigiLocker · CKYC · OCR on any document

The full catalog.

60+ live checks

Identity

Aadhaar OTP verifyAadhaar OCRAadhaar QR/XMLPAN verifyPAN comprehensivePassport verifyDL verifyVoter IDCKYC search

Business

GSTIN detailGST by PANGST filing historyCINDINTANUdyamFSSAI

Banking

Penny-dropPenny-lessIFSCMobile-to-VPAUPI VPA verifyCheque OCR

Tax

ITR complianceForm 26ASEPFO

Biometric

Face match 1:1Face livenessPhoto-ID face match

Vehicle

RC detailRC owner matche-challan history

Utility

Electricity bill fetchConsumption check

Documents

DigiLocker pullDocument OCRDocument maskingTelecom OTP verify

Representative list. Full catalog and API specifications on request.

05 · The killer feature

One click. Everything you know about a customer. Sealed.

The exact artifact banks, FIU-IND and cyber cells demand — identity records (masked), bank verifications, face match, transactions, risk flags and the full audit trail, compiled into one evidence-grade PDF in seconds. Built the first time our own bank froze our own account. It works.

Chain of custodyTamper-evident logRTI-defensible
CASE REPORT — SEALEDVERIFIED
Identity (masked)Aadhaar •••• •••• 4471
Bank verificationPenny-drop · name match 92%
Face matchLiveness pass · score 0.97
Risk flagsVelocity ₹2.1 Cr / 11 days
Audit trail34 queries · all logged

06 · Case file — 27 minutes

From complaint to freeze in 27 minutes.

09:14INTAKE

Complaint intake

₹18,00,000 lost across 3 transfers to fastpay@nbx.

Step 1
09:14RESOLVED

UPI verify

Resolves to "S. K. Traders", NBX Bank, a/c ••••4471.

Step 2
09:15ANOMALY

Penny-less bank check

Name mismatch; account opened 11 days ago.

Step 3
09:15ANOMALY

Mobile-to-VPA

Second UPI handle on the same device.

Step 4
09:16FLAGGED

Risk engine

Duplicate PAN × 3 · velocity ₹2.1 Cr/11 days · mule pattern.

Step 5
09:17FLAGGED

Entity link

The PAN connects 6 more accounts opened the same week.

Step 6
09:41RESOLVED

Freeze executed

₹14.2 lakh secured · 6 accounts flagged · sealed case report.

Step 7

This wasn't one rescue. The six-account cluster was feeding 40+ other complaints across three districts. One case cracked the network.

Composite case built from real fraud patterns. No real citizen's data. NBX Bank is fictional.

07 · For agencies

Built for the officers the public calls first.

A 1930 complaint lands with one UPI ID and a mobile number. Sentinle resolves the account holder's name and bank in under sixty seconds — UPI verify, mobile-to-VPA, penny-less check — so the freeze request goes out the same hour, not day four. Every step lands in a court-ready case report.

  • Same-hour freeze workflow
  • Mule-pattern flags that learn from every case
  • Sealed, timestamped case reports

One screen for the state.

Sentinle Command gives leadership a live view: verifications run, frauds flagged, mule accounts blocked, DBT rupees protected — by district, by department. Governance you can see.

Sentinle for Government → sales@plutope.io

08 · Lawful by design

Sentinle verifies. It never surveils.

Consent-native

Aadhaar checks run only with the citizen's own OTP. DigiLocker pulls only what the citizen shares. Liveness needs the person present.

Statutory access

GST, MCA, RC, challan, IFSC — registry data institutions already have the right to query, in one place instead of fifteen.

The audit spine

Every check logs operator, timestamp, purpose and case reference. Immutable. Exportable.

Your dashboard & API

masked data only (aadhaar_masked · tokenized refs)

Encrypted vault

AES-256-GCM · KMS · Mumbai

Raw PII never touches the app layer. A breach of the application layer yields no raw citizen data. This is architecture, not policy.

DPDP-alignedUIDAI-safe: no raw Aadhaar storedPMLA 5-year retentionIndia data residency

09 · Who it's for

Crypto VASPs & exchanges

Chargeback defense, freeze-response reports, mule detection, wallet-address search. Live in days.

Fintechs, NBFCs & banks

Procurement-grade architecture: PII vault, immutable audit, DPDP/UIDAI/PMLA alignment, SOC 2 in progress.

Government

One verification grid for cyber cells, GST, tax, banks and citizen services — with a court-ready audit trail on every check.

Sentinle for Government →

10 · In production

Production-proven, at production scale.

2,50,000+

verifications/month

100%

of Plutope's own flows cleared through Sentinle

20%

MoM B2B growth

< 60 sec

per check

Born inside payment infrastructure that has settled $750M+ in digital-asset volume across 100M+ transactions. Our clients are regulated institutions — their names are confidential by design.

11 · Pricing

Two line items. Nothing else.

A one-time subscription to switch the platform on, and a prepaid wallet you draw down per successful call. No monthly minimums, no seat licences, no expiry on unused balance.

One-time subscription

₹50,000

One-time · non-recurring · lifetime platform access

Merchant account, production and sandbox keys, all 36 APIs, integration support through go-live.

Prepaid API wallet

₹2.00onward

Per successful transaction · billed from wallet balance

Per successful transaction. Lifetime validity, failures are free, self-serve top-ups.

Volume & Enterprise

Custom

Committed volume unlocks slab pricing

Slab pricing on committed volume, dedicated environment, white-label deployment.

View full pricing & rate cardTalk to us →

12 · Security

AES-256-GCM envelope encryption

AWS KMS, Mumbai region

Masked PII only in the app layer

Mandatory MFA

Immutable audit log

Break-glass access with logged justification

SOC 2 in progress · quarterly penetration tests.

13 · Questions risk teams ask

14 · Next step

One call. One sandbox key. Verify your first customer this week.

or write to sales@plutope.io

Request a demo

Tell us who you are and what you need to verify. We reply within one business day with a sandbox key and a walkthrough.

  • Your name and company
  • A work email we can reply to
  • What you're verifying, and at what volume
Request a demo

Opens your mail client — no form, nothing stored.